Revenge Shall be Mine!

I recently filled out the FAFSA for the first time. I'd been putting it off, and putting it off some more, since I had the sneaking suspicion that a family with three cars wasn't going to qualify for aid, no matter how old and paid off said cars are, or how many medical bills not-covered-by-insurance said family gets yearly.

I was right. I'm eligible for a very helpful 'loan'.

Having read The Courage to be Rich by Suze Orman, The Total Money Makeover by Dave Ramsey, The Millionaire Next Door by I don't remember who, Debt-Free U by Zac I-can't-spell-his-last-name, among many others, I have a pretty good understanding of debt, compound interest, and just how many people actually default on their student loans.

I have big plans. If I get a student loan, I'll have to consider those payments when I graduate, and probably I'll have to work several jobs, and it could still take years to pay the loan off. The insidious thing about debt is that you don't just pay back what you spent. (Haven't bothered to do the math to see how long this would take; I'm not going there.)

I certainly don't want to sacrifice years from my writing career just to bring my net worth UP to zero.

So filling out the FAFSA and having it be absolutely no help wasn't a big surprise.

Going to the Financial Aid office at my community college, where I've been pouring all my money and effort for the last two years (I'm an out of district student- they charge me top dollar, but not quite enough to make it worth ditching them and going to a university), and being told that the only aid they'll give me is what the FAFSA dictates.... made me want to spit.

This is partially due to my own incorrect preconception. Everyone talks about the aid the 'college' gives you. I was under the assumption that the FAFSA was for federal aid and the college had a separate thing to fill out for getting aid from them. You know, aid that takes into account that you've got a 4.0 GPA and you're on the President's Honor Roll because you work your butt off on every assignment. Ha ha ha. Silly me.

In fairness to the financial aid officer, she was very professional. It isn't her fault that she's a tiny cog in the evil machine of higher education. But being told straight out that these grades don't matter one bit, that I'm too rich to be helped through college but too poor to enroll for the spring semester, that yes, there are scholarships, here's one piece of paper with websites to look at, have fun!.... I walked out still in control of myself- they didn't have to call campus security or anything- but I felt like I was shaking.

I don't often get angry. When I do, I try to find something ridiculous to laugh at, because I have a hard time being angry when I'm laughing.

I decided I'm going to destroy the public college system. And I know how to do it, too. Every printer has a sign begging you not to print more than nine pages a day. The computer labs have signs on the doors asking you to cut out the last page of internet printouts (you know, the one with nothing but the web address). Every stand of handouts says Take ONE! So, all I have to do to bring higher education to its knees, begging for mercy, is go around printing nine pages on each printer, and take every handout, and so on. The high cost of paper and ink, plus the negative PR of killing cute trees will destroy their budget! Bwahahahaha!

It didn't really work. I'm still pretty ticked.

Fortunately, this kind of anger can be very motivating. How dare they get in my way? How dare they say I can't go to college? I'll show them! I'll get my four year degree, with no debt, and then they'll all be sorry!

Probably they'll never care. But I can pretend that they do, and then every hour of scrubbing dishes, filing paperwork, editing recipes, shredding, talking to rude/obnoxious/angry/far-less-than-intelligent customers, and so on, will be another hour that I'm not bowing to their tyrannical will. Try to enslave me to debt by saying it's the only way, huh? Don't give me any help to find a better way, huh?

Just you watch. Not only will I one day be a rich and famous (to readers) writer, I'll ALSO have a bachelor's degree in business or accounting, and I won't have paid a penny in interest to anyone.